Safety & Risk Management

Loss control is a vital part of every risk management strategy. Online, by phone, or on-site, you’ll have access to the information you need to improve workplace safety and lower total costs.

Everything we do involves a component of risk.  Driving your car, hiring an employee, buying a house, or operating your business, each create a unique and specific potential loss to your assets and future income potential.

Insurance agents generally tell you the way to address your risk is to simply buy a policy. NOTHING IS FURTHER FROM THE TRUTH!  Insurance is one component of a safety and risk management plan, but it is last…NOT FIRST!

At Covenant, we understand how to utilize proper safety and risk management strategies to address the property and liability risks you face.  After completing a complementary risk analysis, we’ll help you structure a comprehensive plan utilizing risk management tools such as:

  • Risk Transfer (Hold Harmless Agreements, Indemnification Agreements, etc.)
  • Risk Retention (Proper structure of property & time element deductibles, cost-benefit analysis, etc.)
  • Risk Control (Employee manual, safety protocols, best practices, and risk specific consulting)
  • Risk Avoidance (Identification of key hazards, including strategic consulting of alternative actions)
  • Risk Finance (This is the insurance piece…again, the last and not first step in the risk management process).

If you’ve read this far, you are probably asking yourself how much we charge for safety and risk management services. The answer…NOTHING!


You have a choice when choosing an agency. Covenant provides far more than you’ve come to expect from your standard agent. We bring our decades of risk management and insurance experience together to address your risk of loss in the right way. The best part is that this customized and wholistic approach results in the best possible coverage for you at an extremely competitive price.

At Covenant, we never pressure anyone to buy a policy.  In fact, we admittedly specialize in preferred programs and we will let you know right away if what you have is the best program for you.  We’ll never waste your time with empty promises and quoting games.

Contact us today and find out why nearly 6,000 clients make Covenant Insurance their Agency Of Choice for Business, Personal, & Benefits Insurance.

Covenant Insurance, Promises Kept!

Covenant Insurance is a licensed independent insurance agency representing several of the Nations leading insurance companies. We are not attorneys and nothing contained herein is intended, nor should be construed, as legal advice.  You should always seek the counsel of an attorney when considering the applicability, structure, or use of any legal document.

 Covenant Insurance, Promises Kept!





Serving PA & MD







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Everyone I have dealt with has been so good and kind to me during this difficult time. I am so cared for, and everyone is patient with me while I learn all this insurance.
M Wynegar - Dover

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