Safety & Risk Management
Loss control is a vital part of every risk management strategy. Online, by phone, or on-site, you’ll have access to the information you need to improve workplace safety and lower total costs.
Everything we do involves a component of risk. Driving your car, hiring an employee, buying a house, or operating your business, each create a unique and specific potential loss to your assets and future income potential.
Insurance agents generally tell you the way to address your risk is to simply buy a policy. NOTHING IS FURTHER FROM THE TRUTH! Insurance is one component of a safety and risk management plan, but it is last…NOT FIRST!
At Covenant, we understand how to utilize proper safety and risk management strategies to address the property and liability risks you face. After completing a complementary risk analysis, we’ll help you structure a comprehensive plan utilizing risk management tools such as:
- Risk Transfer (Hold Harmless Agreements, Indemnification Agreements, etc.)
- Risk Retention (Proper structure of property & time element deductibles, cost-benefit analysis, etc.)
- Risk Control (Employee manual, safety protocols, best practices, and risk specific consulting)
- Risk Avoidance (Identification of key hazards, including strategic consulting of alternative actions)
- Risk Finance (This is the insurance piece…again, the last and not first step in the risk management process).
If you’ve read this far, you are probably asking yourself how much we charge for safety and risk management services. The answer…NOTHING!
You have a choice when choosing an agency. Covenant provides far more than you’ve come to expect from your standard agent. We bring our decades of risk management and insurance experience together to address your risk of loss in the right way. The best part is that this customized and wholistic approach results in the best possible coverage for you at an extremely competitive price.
At Covenant, we never pressure anyone to buy a policy. In fact, we admittedly specialize in preferred programs and we will let you know right away if what you have is the best program for you. We’ll never waste your time with empty promises and quoting games.
Contact us today and find out why nearly 6,000 clients make Covenant Insurance their Agency Of Choice for Business, Personal, & Benefits Insurance.
Covenant Insurance, Promises Kept!
Covenant Insurance is a licensed independent insurance agency representing several of the Nations leading insurance companies. We are not attorneys and nothing contained herein is intended, nor should be construed, as legal advice. You should always seek the counsel of an attorney when considering the applicability, structure, or use of any legal document.
Covenant Insurance, Promises Kept!
Great service. Saved $750 by switching! Excellent coffee!
Thanking the Lord for such a Trustworthy, reputable, helpful Company that has been so good about explaining & making sure we are taken care of with Insurance needs. Jon Stone, our Agent has been great @ explaining everything when I changed Insurance Companies. My son also has Covenant Insurance as their Company which makes me really happy. God Bless All
Great service, great rates. Glad to be a client!
Taxes and Insurances are a necessary evil of life, but with Covenant Insurance handling both my business and personal insurance needs, I sleep without worry. Now, how my tax dollars are handled is another discussion.
Cindy, I just wanted to take a moment and thank you for helping us with our last two transactions. You were so kind to call us while you were on vacation and we needed your assistance. Today with adding a new vehicle you made the process quick and painless!”
A real person answers the phone. That is so refreshing today. The one claim we had was handled simply and quickly. No fuss. No worries.
I deal with Bonnie and she is great. She goes above and beyond and is very helpful when questions arise. She is also very friendly and courteous. J Spangler
Covenant Insurance has been a great help to my business and family. We trust them to show us what we need and how to save money on our coverage.
Personal touch, lowest price, clear explanations, customized policies… is why I choose Rob Stone and Covenant Insurance.
Every encounter with Covenant is pleasant, professional, and beneficial to our company. Thank you for operating such a high-integrity, professional organization!