Lori Speelman is AMAZING!!! She has helped us out on numerous occasions to make sure that our policy stays on the right track!
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Covenant Insurance York Pa

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Dover

Address:
3361 W Canal Rd
Dover, PA 17315

Telephone: (717) 292-2028
Toll Free: (855) 292-2028
Fax: (717) 292-4860

Souderton Office

Address:
20 South 2nd St, Suite B
Souderton, PA 18964

Telephone: 215-467-4793
Fax: (717) 292-4860

Ambler


Address:

1116 Horsham Rd, Suite 11,
Ambler, PA 19002

Telephone: (215) 542-1166
Fax: (215) 542-1177

 

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Why Choose Covenant Insurance?

The team at Covenant Insurance York Pa has a real heart for the York, Pa area! Our team loves being able to offer full service to our clients, and to solve all their insurance needs! Our goal is to help all of our clients save money on their insurance, and more importantly, we want to be sure they are covered properly, and we work to help lower their risk. Our team of agents and brokers don’t just want to just sell a policy. That’s not us! Covenant has grown to over 8,000 local customers because we’re passionate about our clients, partnering with them, and creating insurance policies that fit for their needs, and all the other little things we do to please our clientele! There’s something unique about the York, Pa area, and the county we all live in. Here are some fun facts about the place we call home!

Covenant insurance York Pa is dedicated to the county!Our heart leans towards the diversity of the area. Did you know there are over 440,000 people who live in York County? Did you know our area is also a growing area? On average our county increases around 7% every ten years, and we even have a lower than average unemployment rate compared to the rest of the United States. According to the U.S. Bureau of Labor Statistics York County has an unemployment rate of only 4.4% while the rest of the country has an average unemployment rate of 5.5%. The community we serve is truly a great place to live, work and to even start a small business.

We Live Here Too

York, Pa is in an area with a lower cost per living than the rest of the country. According to forbes.com the cost per living is 6% lower than the national average and this is one of the many reasons why we love our community and why our team lives in York County. Also, this is why we are able to offer our customers the absolute best price on insurance. If you live in York County, and you need a personal auto insurance quote, you better believe that Covenant Insurance will provide the best price. Also, if you are an entrepreneur and you are pursuing your dreams of starting your own business in York City and the surrounding area, you can be assured that Covenant Insurance will give you the most coverage at the best price to protect you and your new business!

What are some ways that Covenant can help you?

Covenant offers Personal Insurance

Covenant offers full service protection which offers numerous opportunities for the individual. Our team of agents and brokers know that no two households are alike, no two drivers are alike, and no two people are alike. However, we’ll find the best fit for your home and auto needs to make sure you’re properly covered!

Take a look at a few options we offer our York Pa residents!

Preferred (Ultra-Select) Auto Insurance York Pa

This is the opportunity for the above average driver to save some money on their car insurance York pa. Good drivers should be able to pay less for their insurance and this is the program.

This program offers the lowest premiums and highest coverage available. To qualify, you’d need to have a good driving record and limited accident history (in the past three years).

Covenant insurance york pa has a package for the not-so-great driverStandard Auto Insurance York Pa

Our agents and brokers can all remember being 16 and just getting our drivers license for the first time. Maybe we had the music turned up too loud and got distracted and bumped into the person in front of us. This is the program for that person.

This program is for drivers with “Less Than Perfect” driving or accident history.

Homeowners Insurance 

Insurance home insurance is a policy that covers the damage to your property and your liability or responsibility for any injuries and property damage that you or your household family members cause.

Since your home is the largest financial investment you will ever make we will also build a policy customized specifically for you and your family!

Antique/Collector Auto Insurance

Did you know one of the highest paid artists is from York pa? If you get a hold of Jeff Koon’s artwork it will be worth some money. Make sure Covenant protects these valuable items

Make sure you have insurance york pa to cover your artwork and collectibles!High-value and specialty autos and collectibles require customized coverage to assure you get the right protection.

Motorcycle Insurance

Motorcycles range from a less expensive Honda 250 to a more expensive Harley Davidson and there are numerous risks involved!

Our motorcycle program is customized to your specific, individual needs as a rider.

Boat/Watercraft Insurance

Everything from your boat, trailer, motors, and equipment can be easily and inexpensively covered by this program.

Investment Property / Vacation Home Insurance

When put under the right coverage form, your properties can be insured with the broadest coverage available at a great rate!

Umbrella Liability Insurance

This coverage sits over your home, auto, motorcycle, and other policies providing a blanket excess liability coverage limit to protect you and your family.

Life Insurance

Life insurance is not as expensive as you may think. When combined with your auto and home policies, you’ll even receive additional discounts. Let us show you how affordable this valuable protection can be!!

When it comes to personal insurance Covenant has your back! Did you know that we have the ability to be your insurance agency one-stop-shop? From life insurance to auto insurance, our small agency has every insurance protection in its arsenal to make sure you’re protected from every angle!

However, we won’t stop there! There’s a ton of business in York Pennsylvania. York doesn’t have an unemployment rate at 4.4% because there are no jobs here! With this being said, we also offer commercial insurance to protect all of your business needs!

Covenant offers Business Insurance

York Pennsylvania is a great place to start and grow your business. York County is a smaller area, but we’re centrally located between some of the largest cities in the United States. Additionally, if you own a small business, then you are within driving distance of millions of people and hundreds of thousands of small businesses!

Covenant insurance in York pa is located between some of the biggest cities in the countryDid you know that there are almost 10,000 businesses in York, Pa and there are over 25,000 non-employer establishments! That’s incredible. Our city’s central location and our higher population is a recipe for business success! How can Covenant insurance help you grow your business?

Commercial Insurance

Covenant Insurance takes the right steps to help you! Professionals from Covenant will build a risk management plan that will help you get your liability low. The next step is to find a commercial insurance package to fit your unique business needs. As always, we will take the time to listen to you and we want to learn about your business. Let us do the shopping for you! Our goal is to find the “right” commercial insurance that will cover all your needs. We will make sure you do not have gaps or holes in your coverage!

Employee Benefits-

You have a business and you want to attract the most qualified candidates to work for your team. One way to get them to apply and then stay with you, instead of going to your competitors, is by providing them with an amazing benefits package.

Covenant insurance york pa is dedicated to providing an amazing employee benefits package

Your business needs a benefit program and not just any benefot program, but a program that’s tailored to you! Covenant Insurance has developed a product and service program to provide you with the absolute best HR support that your business needs! We want to help you reduce risk while making your business more efficient all while reducing your workload! All of this can be yours at no additional cost!

What’s does the program consist of?

  1. Partnership: We’ll spend time getting to know you and your business and your future plans. The team will help you evaluate the risks your business faces, which include financial, operational, human resources and market risks.
  1. Flexibility: Once we get to know you we’ll begin developing a program that fits your goals and your budget. Our benefits package is a full arsenal and includes health, life, disability, long-term care and supplemental coverage. The team also do a great job making sure we work within the confines of the law (Affordable Healthcare Act).

Worker’s Compensation

Owning a business is risky for many reasons. For some businesses the risk is physical. If you own a restaurant, someone is going to cut his or her finger. If you own a fitness center, an employee is going to drop a weight on their toe. If you own a construction company, someone may fall off a ladder. Covenant insurance makes sure that you’re employees are covered when the unexpected happens.

Covenant Insurance in York, Pa has the right agents who specialize in workers compensation. Not only have we worked with tiny establishments and also some of the largest businesses in York, we also have many years of experience. Since we represent many carriers we are able to make sure that you are able to find the coverage for the best price! Make sure that your staff is covered when an accident does happen…and it will happen!

Safety and Risk Management

Everything a business owner does involve risk. You may not think about it but the risk is everywhere! Driving a car, hiring employees, and operating your business all require risk.

Most insurance agents will tell you avoiding risk involves buying a policy, but this isn’t the first place to start. Allow us to walk you through a risk analysis and we’ll help you structure a plan using risk management tools, which include:

  • Risk Transfer (Hold Harmless Agreements, Indemnification Agreements, etc.)
  • Risk Retention (Proper structure of property & time element deductibles, cost-benefit analysis, etc.)
  • Risk Control (Employee manual, safety protocols, best practices, and risk-specific consulting)
  • Risk Avoidance (Identification of key hazards, including strategic consulting of alternative actions)
  • Risk Finance (This is the insurance piece…again, the last and not first step in the risk management process).

Bonds

Covenant can also be your one stop shop for attaining bonds. After all, we are a full service agency! We make the process very simple and our agents are ready to help!

What is a bond and why do you need one?

A bond is closely related to a financial agreement. If a contractor or service provider, such as a contractor who installs replacement windows, fails to perform the job they promised then you can be out of a lot of money. When a bond is purchased it ensures that a service provider will fill in to complete the job or you will be compensated for the financial loss.

At Covenant we can help you attain the following Bonds:

  • Surety Bonds
  • License and Permit Bonds
  • Bid Bonds
  • Performance Bonds
  • Fidelity Bonds
  • Fiduciary Bonds
  • Dealer Bonds
  • Janitorial Bonds
  • Contract Station Bonds
  • Return of Borrowed Property Bond
  • Property/Transportation Broker Bond
  • Lost Instrument Bonds
  • Pension Plan Bonds
  • Tax Preparer E&O
  • Labor & Material Bond
  • Maintenance Bond
  • Name Schedule Bond
  • Court Bonds
  • Public Official Bonds
  • Notary Bonds

The following is a list of the License & Permit Bonds that are most commonly required by local governments

  • General Contractor
  • Painting Contractor
  • Electrical Contractor
  • Plumbing Contractor
  • HVAC Contractor
  • Driveway Permit
  • Security Guard/Merchant Police
  • Second-Hand Dealer
  • Auctioneer
  • Concrete Contractor
  • Excavation Contractor
  • Sign Contractor

Why Choose Covenant Insurance In York Pa

When you’re choosing insurance for personal or business purposes it can be difficult? There are dozens of local insurance agencies in York, Pa! Not to mention the huge, national insurance companies like Geico.

Covenant insurane york pa has many five star reviewsWe have built our agency from the ground up. We’ve grown to almost 8,000 local customers by using simple business practices such as exceptional customer service, no hassle quotes, and unbeatable prices. But don’t take our word for it! Check out a few of our 5-star reviews!

Michael Cashman gave us five stars because we have consistently provided exceptional customer service. It can get annoying calling a 1-800 number just to press a bunch of numbers that connect you to a robot. At Covenant Insurance when you call your agent, your agent answers!

Noah Woods gave us a five-star review because of the relationship she formed with the president of Covenant, Rob Stone. It’s unlike most companies to put the president of operations or the owner of the business out in the field serving the customers. At Covenant insurance in York, you’ll always be able to contact anyone on our team!

Finally, Doris was tired of feeling like just a policy number. When you choose Covenant you choose a family of insurance agents who are looking out for your best interest. Don’t fall for the big insurance company trap and become another number. Get in touch with a Covenant Insurance Agent In York, Pa and get the five-star experience today! We can’t wait to serve you!

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Personal Insurance
Auto insurance coverage financially secures you against whatever might be down the road, creating peace of mind all at an affordable cost. > Learn More
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Commercial Insurance
You work hard to ensure your business's success and with business insurance, shelter your business from unexpected risks that your company might face. > Learn More
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Non Profit/Ministries
Property and liability coverage are essential for any church or ministry. We can help you protect your ministry's people, property, and finances. > Learn More
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Risk Management Services
We understand how to utilize proper safety and risk management strategies to address the property and liability risks you face. > Learn More