I have been insured by Covenant Insurance for a long time now.  Great service, great  company!
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Covenant Insurance York Pa

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3361 W Canal Rd
Dover, PA 17315

Telephone: (717) 292-2028
Toll Free: (855) 292-2028
Fax: (717) 292-4860


20 South 2nd St, Suite B
Souderton, PA 18964

Telephone: 717-467-4793
Fax: (717) 292-4860



1116 Horsham Rd, Suite 11,
Ambler, PA 19002

Telephone: (215) 542-1166
Fax: (215) 542-1177

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Why Choose Covenant Insurance York Pa?

The team at Covenant Insurance Company York Pa has a real heart for the York, Pa area! We offer comprehensive insurance and risk management services to our clients, working to solve all of your insurance needs! Our goal is to not only help you save money on your insurance, but most importantly, we want to be sure that you are properly covered should a loss occur. Our team of agents and brokers aren’t looking to just sell a policy. That’s not us! Covenant has grown to over 12,000 local customers here in York Pa because we’re passionate about our clients, partnering with you, and creating insurance policies that fit your needs.

We Live Here Too

There’s something unique about the York, Pa area. Here are some fun facts about the wonderful place we call home!

Our heart leans towards the diversity of the area. Did you know there are over 440,000 people who live in York County? Did you know our area is also a growing area? On average our county increases around 7% every ten years, and we even have a lower than average unemployment rate compared to the rest of the United States. According to the U.S. Bureau of Labor Statistics York County has an unemployment rate of only 4.4% while the rest of the country has an average unemployment rate of 5.5%. The community we serve is truly a great place to live, work, and to even start a small business!

York Pa, nestled in the scenic heart of Pennsylvania Dutch country, is convenient to quite a few amazing places! Philadelphia, Baltimore, Gettysburg, and Hershey to name just a few. If you live in York County, you will also know that Covenant Insurance is also located in the heart of the County. If you need an insurance quote, you better believe that Covenant Insurance Company will provide the best price, up front.  If you are an entrepreneur, and you are pursuing your dreams of starting your own business in York City and the surrounding area, you can be assured that Covenant Insurance will give you the most coverage at the best price to protect you and your new business! Not only that, we are here to talk about risk management. We are here to partner with you for your success!

What are some ways that Covenant can help you?

Insurance One Stop Shop

Did you know that Covenant has the ability to be your insurance agency one-stop-shop in York County Pa? From personal insurance to commercial insurance, our agency has every insurance protection in its arsenal to make sure you’re protected from every angle!

Covenant Offers Personal Home and Car Insurance

Covenant can tailor a policy to your needs. Our team of agents and brokers know that no two households are alike, no two drivers are alike, and no two people are alike. We’ll find the best fit for your home insurance and auto insurance needs to make sure you’re properly covered!

Take a look at a few options we offer our York Pa residents!

Preferred (Ultra-Select) Auto Insurance York Pa

This is the opportunity for the above average driver to save money on their car insurance York pa. Good drivers should be able to pay less for their insurance and this is the program for you.

To qualify, you’d need to have a good driving record and limited accident history (in the past three years).

Standard Auto Insurance York Pa

Our agents and brokers can all remember being 16 and just getting our driver’s license for the first time. Maybe we had the music turned up too loud and got distracted and bumped into the person in front of us. This is the program for that person.

This program is for drivers with “Less Than Perfect” driving or accident history.

Home Office Insurance

Starting a business from home? We can offer a policy that will cover you in the event of loss, or add the Data Breach option to protect yourself. Talk to one of our agents, and let us tailor a policy just for your home business in York PA. Your home office will be one of your biggest financial investments. Be sure you have the right policy!

Antique/Collector Auto Insurance

Did you know one of the highest paid artists is from York pa? Jeff Koon’s artwork is quite the investment! Your collectibles are quite the investment too! Make sure Covenant Insurance in York PA protects your valuable items whether that’s artwork, antiques, or collector autos. You don’t want to leave those items unprotected! High-value and specialty autos require customized coverage to assure you get the right protection.

Motorcycle Insurance

Motorcycles range from a less expensive scooter to a high-end Harley Davidson and there are numerous risks involved! The beautiful country roads of York County make for a great place to ride, but you want to be sure you have our motorcycle program that is customized to your specific, individual needs as a rider. With this in hand, you can ride with the peace of mind you are properly covered!

Boat/Watercraft Insurance

There are some beautiful waterways in York County!  Everything from your boat, trailer, motors, and equipment can be easily and inexpensively covered by our comprehensive Boat and Watercraft program.

Investment Property / Vacation Home Insurance

When put under the right coverage form, your properties can be insured with the broadest coverage available at a great rate! If you have a vacant dwelling here in York, you want to be sure it’s covered properly!

Umbrella Liability Insurance

This coverage acts just like an “umbrella”, it sits over your home, auto, motorcycle, and other policies providing a blanket excess liability coverage limit to protect you and your family.  Whether your exposures are exclusively here in York (or wherever you may travel), you’ll rest comfortably knowing Covenant’s got you covered.

Life Insurance

Life insurance is not as expensive as you may think. When combined with your auto and home policies, you’ll even receive additional discounts. Let us show you how affordable this valuable protection can be!! When it comes to Life Insurance, Covenant Insurance in York PA has your back!

Covenant offers Business Insurance

York Pa is Centrally LocalizedYork Pennsylvania is a great place to start and grow your business. York County is a smaller area, but we’re centrally located between some of the largest cities in the United States. Additionally, if you own a small business, then you are within driving distance of millions of people and hundreds of thousands of small businesses!

Did you know that there are almost 10,000 businesses in York, Pa and there are over 25,000 non-employer establishments! That’s incredible. Our city’s central location and our higher population is a recipe for business success! How can Covenant insurance help you grow your business?

Commercial Insurance

Covenant Insurance takes the right steps to help you! Professionals from Covenant will build a risk management plan that will help you get your liability low. The next step is to find a commercial insurance package to fit your unique business needs. As always, we will take the time to listen to you! We want to learn about your business, so we can do the shopping for you! Our goal is to find the “right” commercial insurance that will cover all your needs. We will make sure you do not have gaps or holes in your coverage!

Employee Benefits

A comprehensive benefits program is the foundational cornerstone to your company. One way to attract the most qualified candidates to work for your team is by providing them with an amazing benefits package.

Your business needs a benefit program, and not just any benefit program, but a program that’s tailored to you! Covenant Insurance has developed a product and service program to provide you with the absolute best HR support that your business needs! We want to help you reduce risk while making your business more efficient all while reducing your workload! All of this can be yours at no additional cost!

What’s does the program consist of?

  1. Partnership: We’ll spend time getting to know you and your business and your future plans. The team will help you evaluate the risks your business faces, which include financial, operational, human resources and market risks.
  1. Flexibility: Once we get to know you we’ll begin developing a program that fits your goals and your budget. Our benefits package is a full arsenal and includes health, life, disability, long-term care and supplemental coverage. The team also does a great job making sure we work within the confines of the law (Affordable Healthcare Act).

Worker’s Compensation

Owning a business is risky for more reasons than we can count. If you own a restaurant, someone is going to cut his or her finger. If you have drivers, accidents happen. If you are an electrical contractor, someone may fall off a ladder. Covenant insurance makes sure that your employees are covered when the unexpected happens.

Covenant Insurance in York, Pa has the right agents who specialize in Workers Compensation. On a daily basis we work with owners who have one employee to many, we also bring years of experience. Since we represent multiple carriers we are able to find the best coverage for the best price! Make sure that your staff in York Pa is covered when an accident does happen…and it will happen!

Safety and Risk Management

Everything a business owner does involves risk. You may not think about it, but the risk is everywhere! Driving a car, hiring employees, and operating your business all require risk.

Most insurance agents will tell you avoiding risk involves buying a policy, but this isn’t the first place to start. Allow us to walk you through a risk analysis and we’ll help you structure a plan using risk management tools, which include:

  • Risk Transfer (Hold Harmless Agreements, Indemnification Agreements, etc.)
  • Risk Retention (Proper structure of property & time element deductibles, cost-benefit analysis, etc.)
  • Risk Control (Employee manual, safety protocols, best practices, and risk-specific consulting)
  • Risk Avoidance (Identification of key hazards, including strategic consulting of alternative actions)
  • Risk Finance (This is the insurance piece…again, the last and not first step in the risk management process).


Covenant York PA can also be your one stop shop for attaining bonds. After all, we are a full service agency! We make the bonding process very simple and our agents are ready to help!

Some ask what is a bond and why do you need one?

In simple terms, a bond is a performance guarantee (they pay in the event you or your business doesn’t complete the job as promised).  In fact, Bond Underwriting is similar to the underwriting banks use to underwrite a loan.

At Covenant, some of the bonds we offer are:

  • Surety Bonds
  • License and Permit Bonds
  • Bid Bonds
  • Performance Bonds
  • Fidelity Bonds
  • Fiduciary Bonds
  • Dealer Bonds
  • Janitorial Bonds
  • Contract Station Bonds
  • Return of Borrowed Property Bond
  • Property/Transportation Broker Bond
  • Lost Instrument Bonds
  • Pension Plan Bonds
  • Tax Preparer E&O
  • Labor & Material Bond
  • Maintenance Bond
  • Name Schedule Bond
  • Court Bonds
  • Public Official Bonds
  • Notary Bonds

The following is a list of the License & Permit Bonds that are most commonly required by local governments

  • General Contractor
  • Painting Contractor
  • Electrical Contractor
  • Plumbing Contractor
  • HVAC Contractor
  • Driveway Permit
  • Security Guard/Merchant Police
  • Second-Hand Dealer
  • Auctioneer
  • Concrete Contractor
  • Excavation Contractor
  • Sign Contractor

Why Choose Covenant Insurance In York Pa

Choosing insurance for personal or business purposes can be a difficult choice. There are dozens of local insurance agencies in York, Pa! Not to mention the huge, national companies.

We have built our agency from the ground up. We’ve grown to almost 12,000 local customers by using simple business practices such as exceptional customer service, no hassle quotes, and unbeatable prices. But don’t take our word for it! Check out a few of our 5-star reviews!

Michael Cashman gave us five stars because we have consistently provided exceptional customer service. It can get annoying calling a 1-800 number just to press a bunch of numbers that connect you to a robot. At Covenant Insurance when you call your agent, your agent answers!

Noah Woods gave us a five-star review because of the relationship he formed with the president of Covenant, Rob Stone. It’s unlike most companies to put the president of operations or the owner of the business out in the field serving the customers. At Covenant insurance in York, you’ll always be able to contact our team!

Finally, Doris was tired of feeling like just a policy number. When you choose Covenant you choose a family of insurance agents who are looking out for your best interest. Don’t fall for the big insurance company trap and become another number. Get in touch with a Covenant Insurance Agent in York, Pa and get the five-star experience today!

In fact, Covenant is proud to know that over 2,000 of our clients have given us positive reviews (just check the “reviews” tab).

We can’t wait to serve you!

Personal Insurance

Auto insurance coverage financially secures you against whatever might be down the road, creating peace of mind all at an affordable cost.
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Commercial Insurance

You work hard to ensure your business's success and with business insurance, shelter your business from unexpected risks that your company might face.
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Non Profit/Ministries

Property and liability coverage are essential for any church or ministry. We can help you protect your ministry's people, property, and finances.
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Risk Management Services

We understand how to utilize proper safety and risk management strategies to address the property and liability risks you face.
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