
Summer is almost here, and if your plans include time on the water, buying a boat can be an exciting adventure. Before you make a purchase, it’s important to think about protecting your investment and choosing a boat that fits your lifestyle and budget.
When considering a used boat, think about the type of motor—outboard motors are common on fishing boats and pontoons, while inboard motors are better for watersports because they create bigger wakes. Consider the amenities that match your boating style: plenty of seating and quality sound systems for entertaining, fishing equipment like outriggers and display screens, or ballast systems and towers for water sports enthusiasts.
Don’t forget to inspect the boat carefully. Check the engine, hull, and electrical system, or hire a professional marine surveyor to ensure everything is in working order. Ask questions like: “How many hours are on the motor?” and “Is the title and registration valid?” These steps can save time, money, and headaches later.
At Covenant Insurance Group, we offer boat insurance for all types of boats—from pontoons and fishing boats to jet skis and larger vessels. We work with multiple providers, including Erie & Progressive, to provide coverage for damage, liability, and more, so you can enjoy your summer worry-free.
Thinking about buying a boat this summer?
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